Finance 102

Ch 1. Introduction to Personal Financial Planning
	Lesson 1 – Introduction to Personal Finance	Take Quiz
	Lesson 2 – Personal Financial Advisors & Financial Decision Making	Take Quiz
	Lesson 3 – Opportunity Cost: Definition & Examples	Take Quiz
	Lesson 4 – How to Calculate Opportunity Cost	Take Quiz
	Lesson 5 – Personal Finance Planning: Taxes, Assets & Investing	Take Quiz
	Lesson 6 – Consumer Skills & Personal Financial Planning	Take Quiz
	Lesson 7 – Present and Future Value: Calculating the Time Value of Money	Take Quiz

Go to chapter Introduction to Personal Financial Planning

Practice test: Introduction to Personal Financial Planning

Ch 2. Money Management Skills
	Lesson 1 – Financial Goal: Definition & Examples	Take Quiz
	Lesson 2 – Calculating a Personal Cash Flow Statement	Take Quiz
	Lesson 3 – Personal Balance Sheet: Uses & Examples	Take Quiz
	Lesson 4 – How to Create a Personal Budget: Tools & Examples	Take Quiz
	Lesson 5 – Importance of Allowance in Personal Budgeting	Take Quiz
	Lesson 6 – Spending Money Wisely as a US Consumer	Take Quiz
	Lesson 7 – Household Budgets & Personal Financial Management	Take Quiz
	Lesson 8 – Preparing & Responding to Changes in Income	Take Quiz
	Lesson 9 – Net Worth: Personal Assets & Liabilities	Take Quiz

Go to chapter Money Management Skills

Practice test: Money Management Skills

Ch 3. Personal Taxes
	Lesson 1 – Purpose & Types of Personal Taxes	Take Quiz
	Lesson 2 – The Federal Tax System: Filing Taxes & Auditing	Take Quiz
	Lesson 3 – Progressive Tax System: Definition, Pros & Cons	Take Quiz
	Lesson 4 – What is Payroll Tax? – Definition & Example	Take Quiz
	Lesson 5 – Income Tax: Tax Liability & Deductions	Take Quiz
	Lesson 6 – Corporate Tax Rate: Definition & Formula	Take Quiz
	Lesson 7 – Understanding the Progressive Tax Code	Take Quiz
	Lesson 8 – Income Tax Issues in Personal Investments	Take Quiz
	Lesson 9 – Personal Tax Planning	Take Quiz

Go to chapter Personal Taxes

Practice test: Personal Taxes

Ch 4. Personal Checking & Savings Accounts
	Lesson 1 – Institutions of the U.S. Banking System	Take Quiz
	Lesson 2 – What is a Checking Account? – Definition, Types & Advantages	Take Quiz
	Lesson 3 – What is a Savings Account? – Definition & Types	Take Quiz
	Lesson 4 – How to Balance a Checking or Savings Account	Take Quiz
	Lesson 5 – Check Clearing: Definition, Process & Rules	Take Quiz

Go to chapter Personal Checking & Savings Accounts

Practice test: Personal Checking & Savings Accounts

Ch 5. Interest Rate Types & Risks
	Lesson 1 – What is Interest Rate? – Definition, Types & History	Take Quiz
	Lesson 2 – Comparing Variable & Fixed Interest Rate Loans	Take Quiz
	Lesson 3 – How to Find Simple Interest Rate: Definition, Formula & Examples	Take Quiz
	Lesson 4 – Effective Annual Rate: Formula & Calculations	Take Quiz
	Lesson 5 – Interest Rate Risk: Definition, Formula & Models	Take Quiz

Go to chapter Interest Rate Types & Risks

Practice test: Interest Rate Types & Risks

Ch 6. Personal Credit & Loans
	Lesson 1 – Credit & Debt in Personal Finance	Take Quiz
	Lesson 2 – Factors That Affect Credit Worthiness	Take Quiz
	Lesson 3 – Personal Bankruptcy: Law & Types	Take Quiz
	Lesson 4 – Creditor Rights in Bankruptcy	Take Quiz
	Lesson 5 – What Is Financing? – Definition & Types	Take Quiz
	Lesson 6 – Consumer Credit: Types & Differences	Take Quiz
	Lesson 7 – What Is Credit Protection? – Laws & Services	Take Quiz
	Lesson 8 – Personal Credit Report: Explanation of Contributing Factors	Take Quiz
	Lesson 9 – Personal Loans: Loan Maturity & Interest Rates	Take Quiz

Go to chapter Personal Credit & Loans

Practice test: Personal Credit & Loans

Ch 7. Planning for Major Purchases
	Lesson 1 – Decision-Making Methods for Major Purchases	Take Quiz
	Lesson 2 – Installment Purchases: Payment & Terms	Take Quiz
	Lesson 3 – Leasing vs. Buying a Car: Advantages & Disadvantages	Take Quiz
	Lesson 4 – Buying a House: Mortgage Types & Loan Length	Take Quiz
	Lesson 5 – What is a Deed of Trust? – Definition & Overview	Take Quiz
	Lesson 6 – What is Title Insurance? – Definition & Purpose	Take Quiz

Go to chapter Planning for Major Purchases

Practice test: Planning for Major Purchases

Ch 8. The Importance of Personal Insurance
	Lesson 1 – Choosing a Life Insurance Policy	Take Quiz
	Lesson 2 – Personal Property & Liability Insurance	Take Quiz
	Lesson 3 – What is an Umbrella Policy?	Take Quiz
	Lesson 4 – Health Insurance: Types & Concept	Take Quiz
	Lesson 5 – Health Insurance and Health Care: Overview, Roles & Regulations	Take Quiz
	Lesson 6 – Medicare and Medicaid: Definitions & Functions	Take Quiz
	Lesson 7 – Long-Term & Short-Term Disability Insurance	Take Quiz
	Lesson 8 – Unemployment Insurance: Definition and Significance	Take Quiz
	Lesson 9 – The Basics of Pet Health Insurance	Take Quiz

Go to chapter The Importance of Personal Insurance

Practice test: The Importance of Personal Insurance

Ch 9. Personal Investing
	Lesson 1 – Types of Interest Rates & Investments	Take Quiz
	Lesson 2 – Online Financial Investment Resources	Take Quiz
	Lesson 3 – Types of Financial Assets: Money, Stocks & Bonds	Take Quiz
	Lesson 4 – What Are Money Market Funds? – Definition, Types & Examples	Take Quiz
	Lesson 5 – Annuities: Types & Benefits	Take Quiz
	Lesson 6 – Investment Opportunities in Mutual Funds and Exchange-Traded Funds	Take Quiz
	Lesson 7 – Investment Opportunities in Stocks and Bonds	Take Quiz
	Lesson 8 – What Are Dividends? – Investing in Stocks	Take Quiz
	Lesson 9 – How to Calculate Earnings Per Share: Definition & Formula	Take Quiz
	Lesson 10 – How Indicators Influence Market Conditions	Take Quiz
	Lesson 11 – Types of Real Estate Investments	Take Quiz
	Lesson 12 – Return on Investment: Definition, Formula & Example	Take Quiz

Go to chapter Personal Investing

Practice test: Personal Investing

Ch 10. Retirement & Estate Planning
	Lesson 1 – Sources of Income in Retirement	Take Quiz
	Lesson 2 – Social Security: Legislation and Issues	Take Quiz
	Lesson 3 – Understanding Retirement and Pension Plans	Take Quiz
	Lesson 4 – What Is a SEP IRA? – Definition, Requirements, Rules & Contributions	Take Quiz
	Lesson 5 – What is a Rollover IRA? – Definition, Rules & Sample	Take Quiz
	Lesson 6 – Cost of Living Adjustment: History & Formula	Take Quiz
	Lesson 7 – Wills: Validity, Changes & Probate	Take Quiz
	Lesson 8 – Interest in Real Property: Types of Estates	Take Quiz
	Lesson 9 – Estate Planning: Taxes, Trusts & Gifts	Take Quiz
	Lesson 10 – Transferring Property Rights to a Personal or Family Trust	Take Quiz

Go to chapter Retirement & Estate Planning

Practice test: Retirement & Estate Planning

Ch 11. Studying for Finance 102
	Flashcards – Personal Financial Planning Flashcards
	Flashcards – Personal Checking & Savings Flashcards
	Flashcards – Personal Credit & Loans Flashcards
	Flashcards – Money Management Skills Flashcards
	Flashcards – Planning for Major Purchases Flashcards
	Flashcards – Personal Insurance Flashcards
	Flashcards – Personal Taxes Flashcards
	Flashcards – Personal Investing Flashcards
	Flashcards – Retirement & Estate Planning Flashcards
	Lesson 10 – Finance 102: Personal Finance Formulas

Go to chapter Studying for Finance 102